Module 01
The Cold-Hard Cost of Living Reality
Itemized monthly budgets for $1,200/mo (Frugal), $1,800/mo (Western Comfort), and $2,500/mo (High Dignity). City comparisons for Cebu, Dumaguete, Subic Bay, and Iloilo, plus the 5 cost traps that drain new arrivals.
Module 02
Healthcare & Eldercare Survival Guide
The truth about Medicare (zero coverage abroad), hiring TESDA-certified caregivers, Pacific Cross private health insurance, cash surgery costs ($18 doctor visits), and the Manila VA Clinic roadmap for US veterans.
Module 03
The Visa Playbook
How to use the 36-month 9A tourist visa extension loop, ACR I-Card milestones, exit clearances (ECC), and when it makes sense to upgrade to the permanent SRRV retirement visa.
Module 04
Housing, Leases & Expat Safety
Foreign land laws, 100% legal freehold condominium ownership (RA 4726), 50-year land leases, and how to inspect condos for backup power, noise, and water pressure before signing.
Module 05
The Money & Banking Pipeline
The 3-tier banking system (Charles Schwab fee-free worldwide ATM refunds, Wise transfer rails, and local GCash QR payments). Social Security direct deposit methods and US FBAR rules.
Module 06
Relationships & In-Law Financial Rules
The 5 Golden Financial Boundaries: setting a fixed monthly household budget, zero real estate in in-law names, the Direct Hospital Billing protocol, and green flags vs. red flags in a partner.
Module 07
The 90-Day Pre-Flight Relocation Countdown
Month-by-month departure checklist: downsizing US possessions, virtual mailboxes, 90-day medication refills, phone unlocking, eTravel registration, and the Day Zero airport arrival protocol.
Bonus Toolkits Included
3 Ready-to-Print Legal & Medical Templates
Includes the Printable Emergency Medical Information Card (wallet template), the Expat Rental Agreement Protective Addendum (written lease clauses), and the Live-In Caregiver Interview & Screening Form.